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Pros and Cons of Living in a Mobile Home

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The popularity of living in a mobile home is growing for many reasons. Like any other homes, life in such a home has both positive and negative aspects compared to building a house from scratch. A pre-made home may be the only viable option for some people. In other regions, it is not even an option.

The biggest positive quality of mobile homes is the price. You can buy a house much cheaper than a modern built home. The reason for savings is that they are produced in the warehouse or yard, so less time is required for production. Also, fewer people are needed to build them. Overall, when you consider the savings manufacturers make, it's logical that they are cheaper to buy than a house built from scratch.

Pros and Cons of Living in a Mobile Home

As many people and contractors say, mobile homes are not built as well as stationary ones. It's simply not true. The structural integrity of such homes is above average level. Rules and regulations have been established that all mobile home manufacturers must follow. The rules for mobile homes are even stricter than those for wooden houses, because they are movable.

Moreover, they are faster to move into. The moving company, usually hired by the company from which you bought the mobile home, transports and installs it within a day. If you decide to expand your home, adding another section from the manufacturer is simple. Or you can build an extension to get more space. If you are doing your own modifications, it makes sense to have private medical insurance in case of injury.

The negative side of living in a mobile home is the perception of social standards. That is, that owners or tenants of mobile homes are not at a high status level. For this reason, some areas do not allow such cheap houses. Some permit them if you install them on a solid foundation. Other areas want mobile homes because they are all placed in parks where people with common interests live.

Banks think the same, so it can be difficult to get loan approval. The value drops quickly as the home ages, and resale usually has low value. For this reason, credit requires higher qualifications from you, and you'll have to go through more steps. A good lender will help you navigate this process.

Living in a mobile home is a choice many people make, especially due to rising material and labor costs. Unfortunately, many property owners choose to build apartments and even force people with older mobile homes to move to a new location. Apartments mean more tenants and more money for owners. Buying property and placing your mobile home is the best choice you can make.